NASDAQ: VRSK
Verisk Analytics
Industrials · Services-Computer Processing & Data Preparation
52-week range
$155.94$227.16
Stock price
Market cap
At each fiscal year end, then the latest quarter end: closing price × shares outstanding.Figures shown are for the trailing 12 months to Mar 31, 2026. Hover or tap a column for another year.$24.9B
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| Period | Market cap |
|---|---|
| FY2016, ended Dec 31, 2016 | $13.5B |
| FY2017, ended Dec 31, 2017 | $15.8B |
| FY2018, ended Dec 31, 2018 | $17.8B |
| FY2019, ended Dec 31, 2019 | $24.4B |
| FY2020, ended Dec 31, 2020 | $33.8B |
| FY2021, ended Dec 31, 2021 | $36.9B |
| FY2022, ended Dec 31, 2022 | $27.3B |
| FY2023, ended Dec 31, 2023 | $34.3B |
| FY2024, ended Dec 31, 2024 | $38.6B |
| FY2025, ended Dec 31, 2025 | $30.9B |
| Trailing 12 months to Mar 31, 2026 (through Q1 FY2026) | $24.9B |
Revenue
By fiscal year, then the trailing 12 months.Figures shown are for the trailing 12 months to Mar 31, 2026. Hover or tap a column for another year.$3.10B
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| Period | Revenue |
|---|---|
| FY2016, ended Dec 31, 2016 | $2.00B |
| FY2017, ended Dec 31, 2017 | $2.15B |
| FY2018, ended Dec 31, 2018 | $2.40B |
| FY2019, ended Dec 31, 2019 | $2.61B |
| FY2020, ended Dec 31, 2020 | $2.27B |
| FY2021, ended Dec 31, 2021 | $2.46B |
| FY2022, ended Dec 31, 2022 | $2.50B |
| FY2023, ended Dec 31, 2023 | $2.68B |
| FY2024, ended Dec 31, 2024 | $2.88B |
| FY2025, ended Dec 31, 2025 | $3.07B |
| Trailing 12 months to Mar 31, 2026 (through Q1 FY2026) | $3.10B |
Net income and free cash flow
By fiscal year, then the trailing 12 months. Free cash flow is operating cash flow minus capex.Figures shown are for the trailing 12 months to Mar 31, 2026. Hover or tap a column for another year.Show tableHide table
| Period | Net income | Free cash flow |
|---|---|---|
| FY2016, ended Dec 31, 2016 | $591M | $421M |
| FY2017, ended Dec 31, 2017 | $555M | $560M |
| FY2018, ended Dec 31, 2018 | $599M | $703M |
| FY2019, ended Dec 31, 2019 | $450M | $740M |
| FY2020, ended Dec 31, 2020 | $713M | $821M |
| FY2021, ended Dec 31, 2021 | $666M | $887M |
| FY2022, ended Dec 31, 2022 | $954M | $784M |
| FY2023, ended Dec 31, 2023 | $615M | $831M |
| FY2024, ended Dec 31, 2024 | $958M | $920M |
| FY2025, ended Dec 31, 2025 | $908M | $1.19B |
| Trailing 12 months to Mar 31, 2026 (through Q1 FY2026) | $910M | $1.13B |
Cash and cash equivalents
At each fiscal year end, then the latest quarter end.Figures shown are for the trailing 12 months to Mar 31, 2026. Hover or tap a column for another year.$525M
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| Period | Cash and cash equivalents |
|---|---|
| FY2016, ended Dec 31, 2016 | $135M |
| FY2017, ended Dec 31, 2017 | $142M |
| FY2018, ended Dec 31, 2018 | $140M |
| FY2019, ended Dec 31, 2019 | $185M |
| FY2020, ended Dec 31, 2020 | $219M |
| FY2021, ended Dec 31, 2021 | $112M |
| FY2022, ended Dec 31, 2022 | $113M |
| FY2023, ended Dec 31, 2023 | $303M |
| FY2024, ended Dec 31, 2024 | $291M |
| FY2025, ended Dec 31, 2025 | $2.18B |
| Trailing 12 months to Mar 31, 2026 (through Q1 FY2026) | $525M |
Total debt
At each fiscal year end, then the latest quarter end. Short- and long-term borrowings, excluding leases.Figures shown are for the trailing 12 months to Mar 31, 2026. Hover or tap a column for another year.$4.48B
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| Period | Total debt |
|---|---|
| FY2016, ended Dec 31, 2016 | $2.28B |
| FY2017, ended Dec 31, 2017 | $2.28B |
| FY2018, ended Dec 31, 2018 | $2.74B |
| FY2019, ended Dec 31, 2019 | $3.65B |
| FY2020, ended Dec 31, 2020 | $3.22B |
| FY2021, ended Dec 31, 2021 | $3.32B |
| FY2022, ended Dec 31, 2022 | $3.74B |
| FY2023, ended Dec 31, 2023 | $2.88B |
| FY2024, ended Dec 31, 2024 | $3.09B |
| FY2025, ended Dec 31, 2025 | $4.77B |
| Trailing 12 months to Mar 31, 2026 (through Q1 FY2026) | $4.48B |
Shares outstanding
At each fiscal year end, then the latest quarter end, adjusted for splits. Down 21.2% since 2016.Figures shown are for the trailing 12 months to Mar 31, 2026. Hover or tap a column for another year.131M
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| Period | Shares outstanding |
|---|---|
| FY2016, ended Dec 31, 2016 | 166M |
| FY2017, ended Dec 31, 2017 | 165M |
| FY2018, ended Dec 31, 2018 | 164M |
| FY2019, ended Dec 31, 2019 | 163M |
| FY2020, ended Dec 31, 2020 | 163M |
| FY2021, ended Dec 31, 2021 | 161M |
| FY2022, ended Dec 31, 2022 | 155M |
| FY2023, ended Dec 31, 2023 | 143M |
| FY2024, ended Dec 31, 2024 | 140M |
| FY2025, ended Dec 31, 2025 | 138M |
| Trailing 12 months to Mar 31, 2026 (through Q1 FY2026) | 131M |
Buybacks and new shares
By fiscal year, then the trailing 12 months, in dollars. Below zero: bought back. Above zero: issued to employees, sold or used in acquisitions.Figures shown are for the trailing 12 months to Mar 31, 2026. Hover or tap a column for another year.Net: $1.80B more bought back than issued
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| Period | Bought back | Paid to employees | Sold for cash |
|---|---|---|---|
| FY2016, ended Dec 31, 2016 | $327M | $30.0M | $0 |
| FY2017, ended Dec 31, 2017 | $276M | $31.8M | $0 |
| FY2018, ended Dec 31, 2018 | $439M | $38.5M | — |
| FY2019, ended Dec 31, 2019 | $300M | $42.7M | — |
| FY2020, ended Dec 31, 2020 | $349M | $47.6M | — |
| FY2021, ended Dec 31, 2021 | $475M | $55.7M | — |
| FY2022, ended Dec 31, 2022 | $1.66B | $56.5M | — |
| FY2023, ended Dec 31, 2023 | $2.76B | $54.0M | — |
| FY2024, ended Dec 31, 2024 | $1.00B | $47.9M | — |
| FY2025, ended Dec 31, 2025 | $624M | $54.2M | — |
| Trailing 12 months to Mar 31, 2026 (through Q1 FY2026) | $1.86B | $57.0M | — |
Revenue (TTM)
$3.10B
+5.9% YoY
Net income (TTM)
$910M
−6.3% YoY
Cash
$525M
−52.8% YoY
Total debt
$4.48B
+19.3% YoY
Valuation
At current price- Market Cap
- $25.7B
- P/E
- 28.3×
- Forward P/E
- —. Needs analyst estimates; not available from the current data provider
- Price / Sales
- 8.3×
- Price / Book
- n/m. Market cap / shareholders' equity
- EV / EBITDA
- 18.2×
Growth
Trailing 12 months- Revenue (TTM)
- $3.10B
- Revenue Growth YoY
- 5.9%
- Revenue CAGR 3Y
- 7.2%
- Revenue CAGR 5Y
- 6.2%
- EPS Growth YoY
- −4.1%
- Net Income Growth YoY
- −6.3%
Profitability
Trailing 12 months- Gross Margin
- 70.0%
- Operating Margin
- 44.0%
- Net Margin
- 29.3%
- FCF Margin
- 36.3%
- Return on Equity
- n/m. Net income (TTM) / average equity
Earnings
Trailing 12 months- Net Income
- $910M
- EPS (diluted)
- $6.56
- EBITDA
- $1.63B
- Operating Income
- $1.37B
Balance Sheet
As of Mar 31, 2026- Cash and cash equivalents
- $525M
- Total Debt
- $4.48B
- Net Debt
- $3.95B
- Total Assets
- $4.60B
- Total Liabilities
- $5.77B
- Shareholders' Equity
- −$1.17B
Cash Flow
Trailing 12 months- Operating Cash Flow
- $1.38B
- Capital Expenditure
- $254M
- Free Cash Flow
- $1.13B
Dividends and risk
Last 12 months- Dividend Yield
- 1.0%
- Dividend / Share
- $1.95
- Beta (5Y)
- 0.69
Every ratio is calculated from the company’s reported figures.
Strength
Revenue is up 5.9% year over year, at $3.10B.
Strength
Keeps 44.0% of revenue as operating profit.
Note
Net debt of $3.95B is 2.4× EBITDA.
Strength
Turns 36.3% of revenue into free cash flow.
Written by fixed rules from the reported figures, not by a person or an AI.
Latest report
Pro10-K for the fiscal year ended Dec 31, 2025 · filed Feb 18, 2026
The score and findings for the newest report are part of CoreStock Pro, coming soon. Every earlier report is free.
Score of each annual report
0 to 100 · 60 means nothing notable · tap a column for its details
2024 · 10-K70Good news
70Good news
10-K for the fiscal year ended Dec 31, 2024
Filed Feb 26, 2025 · Read the filing on EDGAR
- Revenue rose 7.5% to $2,881.7 million, with underwriting up 7.0% and claims up 8.7%.
- Net income jumped 56% to $957.5 million, helped by one-off gains on retained interests from past business sales and no repeat of 2023's charges.
- Verisk bought back $1,005.0 million of stock and raised total debt to $3,050.0 million from $2,850.0 million, including new 2034 notes.
- Verisk sold its AER business for $7.1 million at a $12.1 million loss and bought Rocket, a German claims technology company.
Business momentum
Strong improvement
“Revenues were $2,881.7 million for the year ended December 31, 2024 compared to $2,681.4 million for the year ended December 31, 2023, an increase of $200.3 million or 7.5%.”
Outlook
Cautious
“Until premium pricing adjustments are fully implemented, and profitability improves, some carriers are not yet spending as much as they have in the past to drive new policy volume”
Financial stress
Low
“we expect that we will have sufficient cash to meet our working capital and capital expenditure needs and to fuel our future growth plans”
Tone against the previous report
More positive
Red flags
None found in this report.
Positives
Steady growth in both main product categories
“Our underwriting revenue increased $131.6 million or 7.0%. Our claims revenue increased $68.7 million or 8.7%.”
Higher EBITDA margin, a measure of profit before certain costs
“The EBITDA margin for our consolidated results was 57.6% for the year ended December 31, 2024 compared to 53.1% for the year ended December 31, 2023.”
Operating cash flow grew strongly
“Net cash provided by operating activities was $1,144.0 million for the year ended December 31, 2024 compared to $1,060.7 million for the year ended December 31, 2023, an increase of $83.3 million, or 7.9%.”
Concerns
Profit jump partly came from one-off gains
“The increase in net income margin was primarily driven by net gains associated with the settlement of retained interests related to the prior sales of our healthcare business in 2016 and our specialized markets business in 2022”
Weak insurer spending may hurt some product demand
“which could have a short-term impact on demand and volume for our Marketing Solutions offerings and auto underwriting solutions”
Heavy catastrophe losses could affect insurer customers
“And 2025 is off to an active start with the latest breakout of wildfires in California with insured industry losses to property that our Extreme Event Solutions group has estimated could be as much as $35.0 billion.”
New risks since the previous report
Reliance on a few hard-to-replace cloud suppliers
“We cannot easily switch cloud providers, meaning that any disruption of or interference with our use of a particular supplier, would impact our operations and our business would be adversely impacted.”
Company-wide finance and operations system upgrade could overrun or disrupt business
“Continued execution of the project plan, or a divergence from it, may result in cost overruns, project delays or business interruptions.”
Verisk's own generative AI features could backfire
“Because the generative AI landscape is developing and inherently risky, no assurance can be given that such strategies and offerings will be successful or will not harm our reputation, financial condition, and operating results.”
US government can cancel contracts at will or stop funding
“Similarly, a government funding pause, suspension, or shut down could adversely affect our business and future financial performance.”
Biggest risks named
- Heavy dependence on US property and casualty insurers
- Loss of or higher prices for outside data sources
- Security or privacy breaches of sensitive data
- Tighter privacy and data-use regulation
- Generative AI replacing or weakening Verisk's products
Artificial intelligence in this business: Material to the business
How the score adds up
| Starting point | 60 | |
| Business momentum | +12 | |
| Outlook | −2 | |
| Tone against the previous report | +2 | |
| Financial stress | 0 | |
| Red flags | 0 | |
| New risks | −2 | |
| Score | 70 | |
Written by AI (Claude Opus 5.5) from the report’s text. 13 of 13 quotes were found word for word in the filing; the rest are left out. Not investment advice.
All scored reports
| Period | Report | Filed | Score | Momentum | Red flags |
|---|---|---|---|---|---|
| 10-K | Feb 18, 2026 | Pro | |||
| 10-K | Feb 26, 2025 | 70 | Strong improvement | None | |
| 10-K | Feb 21, 2024 | 52 | Mixed | 1 minor | |
| 10-K | Feb 28, 2023 | 59 | Improving | 1 medium1 minor | |
| 10-K | Feb 22, 2022 | 53 | Mixed | 1 medium | |
| 10-K | Feb 23, 2021 | 70 | Strong improvement | 1 medium | |
| 10-K | Feb 18, 2020 | 51 | Mixed | 1 medium | |
| 10-K | Feb 19, 2019 | 64 | Improving | 1 medium1 minor | |
| 10-K | Feb 20, 2018 | 68 | Improving | None | |
| 10-K | Feb 21, 2017 | 70 | Improving | None |
How these scores work
An AI model reads the management discussion, risk factors and legal sections of each report and records what they say, quoting the filing word for word. Fixed rules then turn those findings into a score from 0 to 100, where 60 means nothing notable either way. A score describes the report, not whether the stock is a good investment, and the AI may know how things turned out later, which can colour older scores. Read the methodology
From the 10-Q for Q1 FY2026 (period ended Mar 31, 2026), filed Apr 29, 2026. View filings on SEC EDGAR